The 2025 Atlantic hurricane season started on June 1 and runs through November 30.
The National Oceanic and Atmospheric Administration (NOAA) has once again forecasted an above-normal Atlantic hurricane season for 2025. They anticipate between 13 and 19 named storms, 6 to 10 of which will become hurricanes, including 3 to 5 major hurricanes (Category 3 or higher).
This year’s “above-normal” forecast stems from the convergence of a number of conditions, including warmer-than-average ocean temperatures, weak wind shear forecasts, and neutral conditions for the El Niño-Southern Oscillation (ENSO).
As with prior years, this hurricane season will likely bring with it a wave of insurance coverage disputes and related litigation. Causation disputes frequently arise as a result of hurricane and tropical storm damage. A property may be damaged by both wind, which is covered, and flooding, which is an excluded cause of loss. As such, it is important for policyholders to accurately document their losses to their insurer. Likewise, insurers need to conduct detailed investigations to determine the cause of loss and the extent of the damages resulting from a hurricane or tropical storm.
Horst Krekstein & Runyon will continue to monitor these important issues and report any significant developments. Please contact any member of our firm for more information or inquiries.