The U.S. Court of Appeals for the Ninth Circuit recently addressed the requirements for a valid assignment of benefits under an insurance policy, with an emphasis on who has the authority to carry out the assignment. In MS v. DB Ins. Co., Ltd., a broken fire hydrant caused damage to thirty-one rooms in a California …
In nearly identical holdings, the U.S. District Court for the Eastern District of Pennsylvania in Royal Water Damage Restoration Inc. v. Allstate Vehicle Prop. Ins. Co. and Royal Water Damage Restoration v. State Farm Fire Cas. Co. recently found that Royal Water Damage Restoration, a water remediation company, has standing as an assignee to sue an …
The role of public adjusters is clearly set forth under Pennsylvania law. Public adjusters advise and assist policyholders with their insurance claim. See 63 P.S. § 1601. Public adjusters do not “represent” anyone. Public adjusters are not attorneys, nor are they representatives or employees of an insurance company. The public adjuster-policyholder relationship is regulated by …
