Insurers rightly demand knowledgeable, creative, and effective counsel who understand the litigation landscape and the complex insurance marketplace. HKR has a hard-hitting, multi-disciplinary team recognized for its trial skill, industry knowledge and results.

We represent insurance companies and their insureds.

HKR was founded on that one core principle.


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We’re not trying to be all things to all clients, offering all services, in all areas of the law.  HKR, instead, is insurer-centric. This singular focus fosters experience and knowledge that immediately translates to our client relationships. With the use of the latest technology, our cost-effective representation has resulted in long-term partnerships with numerous insurers, as well as leadership roles within industry groups and associations on both the local and national level.
While first-party property insurance is our specialty, HKR has deep familiarity and experience with other coverages, including personal and commercial lines coverage and liability, construction defect, cyber, marine, trucking, trade credit and products liability. Regardless of the area of insurance, our blueprint is the same - provide our clients with excellent lawyering and comprehensive subject matter expertise.
At HKR, we recognize that litigation is demanding. Pragmatic, cost-effective alternative solutions often provide better outcomes.  We also recognize that sometimes litigation is necessary - and when that time comes, we try cases. And we are serious about winning.
We also seek to deliver a strong value proposition, matching the goals and expectations for each assignment with the appropriate resources and a clear strategy.  We understand our customers' needs, because some of our lawyers have been the customer. Our efficiency arises from a holistic understanding of our clients’ products, operations, and business practices.
Our litigation and claims consultation practice extends across the country, though HKR is most active in the states in which our lawyers are admitted to practice:
  • Pennsylvania
  • New York
  • New Jersey
  • Maryland
  • Ohio

Balanced Advice to the Industry

Collectively, our team has broad experience and deep roots in the industry. Our lawyers have been:
  • Senior Property and Marine Claims Officer for a worldwide insurer
  • In-house legal counsel for a large P&C insurer
  • National Coordinating Counsel
  • Counsel to the International Association of Special Investigation Units (“IASIU”) an international fraud fighting organization with over 4,000 members worldwide
  • A secondee to a London market syndicate

First Party Property

A deep-rooted interest and familiarity with first-party property insurance claims of all kinds remains the crux of our practice. Our team has helped shape the nation’s law – as well as the industry’s dealings – regarding labor depreciation, overhead & profit, assignment of benefits, causation, insurable interests, actual cash value, the appraisal process, COVID-19, and insurance fraud.
Our lawyers know property coverage.  

Trial Counsel

Some cases simply have to be tried. Litigation, always a last resort, is an important feature of our practice. We litigate in state & federal courts nationally. Our emphasis on the courts in Pennsylvania, New Jersey, New York & Maryland has yielded comfort and familiarity with practice and procedure there, including long-standing roots in the Philadelphia county and federal courts.
HKR’s lawyers have tried over 150 jury trials to verdict. Hundreds of additional matters have been tried through arbitration and non-jury trials.

Involved in the Industry

Our attorneys lead local and national insurance organizations. More than litigators, our lawyers also take leadership roles and influential positions within these groups, and work to advance your strategic needs while protecting your assets and business practices.

Accolades & Recognition

Recognized by Best Lawyers in America©, Super Lawyers©, The Insurance Society of Philadelphia, the PLRB -- as well as our clients – HKR’s lawyers have earned recognition for their service, trial work, career service, national writing competitions, and for exemplary lectures/training/education. One of our lawyers has been named to America’s Top 100 Civil Defense Litigators®.
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(P) 484-243-6878


610 W. Germantown Pike, Suite 350
Plymouth Meeting, PA 19462

3600 Route 66, Suite 150
Neptune, NJ 07753

80 Broad Street, 5th Floor
New York, NY 10004