Month: February 2022

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Understanding the Role of Public Adjusters

The role of public adjusters is clearly set forth under Pennsylvania law.  Public adjusters advise and assist policyholders with their insurance claim.  See 63 P.S. § 1601.  Public adjusters do not “represent” anyone.  Public adjusters are not attorneys, nor are they representatives or employees of an insurance company.  The public adjuster-policyholder relationship is regulated by …

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Does Homeowner’s Insurance Cover Airbnb Properties?

The advent of Airbnb and similar services has introduced new difficulties into the insurance industry.  Standard homeowner’s insurance policies only protect properties being used as a primary residence.  A residence purchased for use solely as an Airbnb will require an insurance policy that accounts for the short-term and intermittent occupancy. Airbnb provides Host Guarantee and …

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