Month: August 2025

The Evolving Application of the “Faulty Workmanship” Exclusion

For decades, courts applying Pennsylvania law have held that faulty workmanship claims in commercial general liability  (“CGL”) policies do not constitute an “occurrence,” while also concluding that weather-related damages stemming from faulty workmanship also fail to meet the definition of “occurrence.” The well-known, oft-cited, case law supporting these conclusions includes Kvaerner v. Commercial Union Ins. …

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Condo Insurance 101: Why Understanding Coverage Overlap Matters

When it comes to condominium insurance, one question drives nearly every claim dispute: “Whose policy pays?” The answer depends on how the condominium association’s master policy interacts with each unit owner’s individual coverage—a relationship that is often misunderstood. The Three Master Policy Types Why It Matters These distinctions become critical after a loss. Misunderstandings often …

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Philadelphia Litigation: “Golden Ticket” or Fair Play?

High-stakes civil litigation in Philadelphia’s Court of Common Pleas — often characterized as Wonka’s “Golden Ticket” — was again analyzed in yesterday’s Philadelphia Inquirer.  Statistics previously released by the court portrayed a plaintiff-friendly venue, sought at all costs by fee-driven, plaintiff lawyers. Additional statistics, unreported by the Inquirer, detail a different story.  In 2024, 12 …

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